Board of Directors

Ana Castilla, Board President

Ana Castilla is Vice President, Regional Community Development Regional Manager, Florida with TD Bank. She manages community relationships and supports regional market retail and commercial staff in developing and implementing responsive community development lending, service and investment to revitalize and stabilize low-and moderate-income neighborhoods and financial empowerment for individuals throughout the bank’s Florida footprint. Prior to joining TD Bank in 2014, Ana was the Regional Community Development Manager for the Federal Reserve Bank of Atlanta at the Miami Branch. In that capacity she served as a commissioned bank examiner in addition to her community and economic development specialty. She has published several research papers and articles in addition to speaking both nationally and internationally on topics including concentrated poverty, remittances, community development finance, and financial empowerment. Born and raised in the Washington DC area, Ana has lived in Miami for 30 years and is fluent in Spanish. She is active in numerous community development and professional groups nationally and serves on the board of directors of South Florida Community Development Coalition, Miami Homes for All, Florida Community Loan Fund, Community Housing Partners, and is president of the board for Centro Campesino Farmworker Center. Ana has a Bachelor of Arts degree in Communication from Albertus Magnus College in New Haven, CT and an MBA from Florida International University.

Melanie Garman, Board Vice President

Melanie joined the CCFC Board in 2012. She is the Executive Vice President and Chief Compliance Officer for the Mercantil Group in the United States. She oversees the regulatory compliance and Anti-Money Laundering Programs at Mercantil Commercebank, NA in Coral Gables, Florida and its broker dealer and trust subsidiaries and two affiliated offshore banks. Melanie has worked as a compliance officer for over 25 years in South Florida and serves currently as an officer of the South Florida Compliance Association and the Housing Opportunities Project for Excellence. She is a regular presenter at compliance forums and conferences sponsored by the American Bankers Association; Florida International Bankers Association; the Bank Administration Institute; the Financial Institute and International Bankers of the Netherlands Antilles; Miami-Dade College and the Association of Certified Anti-Money Laundering Specialists.

images_Marco Tejada-e1425501451477Marco Tejada, Board Treasurer

Marco has served on CCFC’s Board of directors since 2004 and currently is Treasurer and a member of the Nominating and Development Committees. His career in financial services spans over 27 years and includes corporate finance, investment banking, and wealth management.  He started his career with JPMorgan Chase, where he spent 18 years and held various positions in corporate finance and investment banking in New York City and ultimately in the Private Bank in Miami. Since then he has held provided tailored advice regarding comprehensive financial needs, including investments, liquidity and credit management, insurance, tax and estate planning, and philanthropy to clients of SunTrust, Banco Popular de Puerto Rico, and most recently Wells Fargo.  Marco is a chartered financial analyst (CFA) and is a director and past president of CFA Society of Miami, the local society for the CFA Institute. He also serves on the board of Voices for Children Foundation, Inc.

Thomas D. Dorsey, Board Secretary

Thomas D. Dorsey, AAI, who joined Centro Campesino’s Board in 2013, he has spent his career in the insurance industry. He owned and operated his own Independent Agency, Best-Dorsey Insurance until 2008, and is now a Risk Management Specialist with one of the largest privately-owned insurance agencies in the country, Insurance Office of America. He has served on the board of directors of the Florida Association of Insurance Agents, and is a past president of the Independent Insurance Agents of South Florida. Tom currently is a board member of FAIA Member Services. He is a life-time resident of Miami-Dade County, who attended the University of Florida and Florida International University.

Keisha-e1425501409712Keisha P. Clayton, Board Member

Keisha joined the CCFC Board in 2013. She is a life-time resident of Florida City and Homestead and has worked for 22 years within the Miami-Dade County Public School District in its transportation department.   She is committed to assuring that all people in underserved areas of South Florida have access to education and social services.   As a survivor of breast cancer, she works to provide affordable access to mammograms and education for women without health insurance.  She currently serves as Vice President of the Miami Chapter of Sisters Network, Inc., a national African American Breast Cancer Survivorship Organization.

Ed-e1425501389179Ed Duarte, CPA, Board Member

Ed Duarte, CPA, joined CCFC’s Board in 2012.  In 2015 after 15 years in public accounting, Ed made an exciting transition to become the Chief Financial Officer (CFO) of Foreign Parts Distributors, Inc. (FPD) which provides premium brand quality auto parts. Since 1972, FPD has been a worldwide leader in the automotive aftermarket industry. Ed’s prior background includes audit, accounting, financial reporting and consulting services. He has experience serving both public (SEC) and privately held companies.  Ed obtained his Bachelor’s Degree in Accounting and Finance from Florida International University and started his accounting career in New York City where he worked for over 5 years before returning to Miami.

Malou C. Harrison, Board Member

Malou C. Harrison is the President of Miami Dade College’s InterAmerican and North Campuses, overseeing an enrollment of some 60,000 students representing 100+ nations. She earned her Baccalaureate, Master’s and Doctoral degrees from the University of Buffalo, Florida International University, and Walden University, respectively. Dr. Harrison serves on the Advisory Board of the Community College Consortium on Immigrant Education; Board of Directors of Camillus Health Concern, Inc.; Board of Directors of the Miami-Dade Urban Debate League, Inc.; and the Florida Council for Educational Change Executive PASS. She is also a co-author of articles such as the League for Innovation in the Community College’s Student Services Dialogues: Community College Case Studies to Consider; and also the Association of American College and Universities’ (AAC&U) Peer Review: Models for Student Success: Developing a Community College Student Roadmap. She was recently recognized with: the Jamaican Consulate General’s Community Leader Award, the Nigerian American Foundation Educational Leader Award, Miami Dade County’s In the Company of Women Award for Education and Research; the Florida College System’s Cameron Hall Practitioner Award for demonstrating high levels of student advocacy and humanitarianism; and Educate Tomorrow’s Founders’ Award for her leadership in foster youth student achievement. A native of Kingston, Jamaica, Dr. Harrison is the proud mother of four children.

Enrique “Henry” Villaronga, Board Member

Henry is the Head of Residential Lending Operations at BAC Florida Bank, where he oversees all residential operations including LOS encompass integration, processing, underwriting, and closing. Over the years he has developed several in-house residential portfolio programs to include loans to Domestic borrowers; CRA and Low-to-Moderate income borrowers; and Non-Resident Alien borrowers. His career includes over 35 years of varied management experience in Banking and Residential Lending. Most recently he was at US Century Bank and TotalBank where he started its residential mortgage lending division which grew to approximately $100 million year over year. He also managed a residential portfolio of over $700 million at Ocean Bank, which included loan originations from a retail channel and wholesale network of mortgage brokers. He has been a Board member for Centro Campesino since June 2016, and also serves on their Governance and Finance Committee. He graduated from Miami-Dade College and earned his Associate in Arts degree in Business Administration.